Greater Cincinnati Chapter MOAA Charitable Fund
BACKGROUND
For many years the Greater Cincinnati MOAA Chapter has made donations to local non-profit organizations that support the uniformed services, including active, reserve, retirees and former service members. Donations are normally presented to these organizations at our December membership meeting. Amounts varied based on the Chapter’s financial position.
In the fall of 2025, the board began looking at establishing a chapter Donor Advised Fund (DAF), with the idea of building more structure into our giving, and to grow the fund over time to make a bigger impact. The board created an advisory committee of five board and chapter members, headed by CAPT Steve Drefahl. With board approval, the committee created an Agreement with the Greater Cincinnati Foundation (GCF) to manage the fund for the chapter. Also with board approval, the advisory committee developed Fund Operating Principles and Practices, a Timeline with key milestones for 2026, and a How to Donate guide. We kicked of the Charitable Fund at the March 2026 membership meeting.
Key points of the chapter DAF are:
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Donations to the fund are tax deductible. GCF will send confirmation of donations.
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Grants from the Fund can be made only to 501(c)(3) organizations that support the eight uniformed services in MOAA’s organization.
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Chapter members who have donated can recommend a local qualifying non-profit organization for a grant consideration to the advisory committee. The committee will review grant applications and submit applicable grant applications to the board for final approval.
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The fund is designed to run in perpetuity.
FUNDRAISING
A donor has committed to a matching gift of dollar for dollar in 2026 up to $10,000. In 2027 and 2028, the donor will match donations of up to $5,000 each year. So, by December, 2028, we have the potential to raise $40,000 to support the uniformed services in the community. This will kick start the fund. The plan is to run annual fundraising campaigns to continue to grow the fund while increasing our donations to local non-profits that service our uniformed services.
FUNDRAISING 2026
As of June 1, 2026, all 24 board members and advisory committee members have donated to the fund. That’s 100% participation! Totals through September 1, 2026, are:
Donations $8905.68
Match $8905.68
Net Earnings + $223.62 (all funds are invested by the GCF)
Total $18,034.98
The Cincinnati Chapter 2026 general membership fundraising campaign runs from October 1, 2026, until December 31, 2026. All members and friends of the Cincinnati MOAA chapter are invited to donate to the fund during the campaign. As of September 1, we need $1095 in donations to reach our 2026 goal of $10,000 in donations. With the 2026 match, this will reach our overall goal of raising $20,000 in 2026. If we exceed the fundraising goal, the donor will increase the match. As an added incentive, all members who donate by December 1, 2026, will be eligible for a drawing for a $100 gift card at a local restaurant. The drawing will be held at our year-end membership meeting on December 11, 2026, at Clovernook Country Club. All members are encouraged to make a donation to the fund to enable a much greater and lasting support of local non-profit organizations that support our uniformed services.
How to Donate
Donations can be made by check, credit card, ACH, or publicly traded securities through the website of the Greater Cincinnati Foundation (GCF), which is the custodian for the Greater Cincinnati Chapter MOAA Charitable Fund.
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By Check – Make the check payable to “Greater Cincinnati Foundation.” In the memo section write “Greater Cincinnati Chapter MOAA Charitable Fund.” Mail the check to: Greater Cincinnati Foundation, 720 E. Pete Rose Way, Suite 120, Cincinnati, OH 45202.
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Credit Card/Online Donation – Credit card donations can be made via the Greater Cincinnati Foundation website at: https://gcfdn.fcsuite.com/erp/donate/create/fund?funit_id=4584 This link takes you directly to the Greater Cincinnati Chapter MOAA Charitable Fund online donation page.
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Complete the requested information, review, then select the Continue button on the bottom of the page.
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This will take you to the Payment Information page. Complete requested information and select Pay.
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A transaction confirmation page will indicate that the donation has been received, and you will receive a confirmation email, and donation receipt, from the GCF.
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Stock/Appreciated Securities
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Please contact Steve Drefahl at stevedrefahl@gmail.com or call him at (513) 477-9337 (Cell) before starting a transfer. This notice will ensure the gift reaches the appropriate fund.
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If the security is held at a brokerage firm, Greater Cincinnati Foundation maintains an account at Charles Schwab for the purpose of facilitating gifts of securities.
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Delivery Instructions
Charles Schwab
DTC #0164
Account Number: 3852-3821
Account Name: GCF DONATION
Reference: the donor's name
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If you hold physical certificates, they need to be personally delivered to Greater Cincinnati Foundation. Please contact Elizabeth Cain, Controller, at giftinfo@gcfdn.org for further information.
NOTE: It is the policy of Greater Cincinnati Foundation to sell all gifts of stock and add the net proceeds to the donor-designated fund. Stock transfers normally take several days to process. Please be aware that mutual fund transfers may take several weeks to complete.
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Electronic Transfer
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Please contact Elizabeth Cain, Controller, at giftinfo@gcfdn.org before starting a transfer. This notice will ensure the gift reaches the appropriate fund.
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You may make a donation through cash wire or ACH to Greater Cincinnati Foundation’s Account.
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Electronic Transfer Instructions (Wire or ACH)
ABA # 043000096
PNC Bank – Charitable & Endowments Cr Acct #1014093644
Attention: Elizabeth Carver (412) 442-1522
For Further Credit: 21700013836923 GCF DONATION
Reference: the donor's name
IMPORTANT IRS INFORMATION:
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Qualified Charitable Distributions (QCDs) from an IRA cannot be made to a Donor Advised Fund.
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Starting in 2026, non-itemizers can make above-the-line donations up to $1000 (single) and $2000 (married filing jointly) to charities. However, these donations cannot be made to a Donor Advised Fund.
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Check with your tax preparer/professional about these IRS rules.
For Questions: Contact: Steve Drefahl CAPT USN (Ret.), email: stevedrefahl@gmail.com, phone: 513-477-9337.
